Tuesday, October 18, 2011

Never SAY You are Lucky

I got home from my chemo today to find NUMEROUS letters from my insurance company telling me in several pages of gibberish that they have denied my claims on my chemo treatments.  They are telling me I now owe my oncologist just over $28,000.  Um, yeah.

So, I called them and they said the data my oncologist had provided was not enough.  They needed more justification.  They decided this back on my first treatment in August, but just now decided to let ME know.    Well, if they needed more information, why didn't they contact my doctor?  Oh, not their job!  How odd, I could have SWORN it WAS their job.  But, hey, they don't want to pay that $28,000 either, nor $4040 for any additional chemos.

And I ask myself.  WHY do I have medical insurance if they don't cover crap I need to stay alive.  Or get some sleep.  But note the lack of question marks there... it's all rhetorical.  They don't give a flying rat's ass.

Well, I'll be sure to call my oncologist's office tomorrow, because if my insurance is not covering it, we're going to have to stop the one treatment regimen that was actually saving my life.  I will not put my family in jeopardy and debt.  Granted, I'm sure this will all be resolved once I talk to the Oncologist.  HIM I have faith in.

I'm sure it would all look less dire in the morning, after a good night's sleep, but WAIT!  It's the Dreaded Decadron Insomnia night, for which they denied me a good night's sleep.  Alas.

Instead, I'm sure I'll be even more of a sarcastic bitch in the morning.  Pray for whomever answers the phone at my oncologist's office.

2 comments:

  1. Good God (not what I wanted to write you understand, but you would have banned me if I had typed what I am thinking). These people make me sooooooo f@#$%^ng sick. Just what the hell do they get paid for. It is not their job indeed. Sweetie, go get what you need. Your family will not be liable. At least I do not think they will.

    When my sister died I was living in her home, clearing it out actually. The phone rang and it was the local council looking for a payment for something or other. I told them she had passed. He said he was sorry then asked me for my name and her daughters name. I told him where to go, the last word of that retort was off. You can figure out the first one I am sure. He said he had to get the money. I told him she was at the local undertakers if he wanted to wander over there and ask her himself. What a pathetic POS. They never did get paid. I can just see her looking down and laughing.

    Girl, screw the insurance company. They do not deserve your time. The cost of healthcare and the cost of education in this country just burns my ass. Two of the most basic human needs and you have to pay out the wazoo for it. I would love to be a fly on the wall tomorrow during that phone call. Be as bitchy and sarcastic as you can. I love it.

    I am just so upset at this, it is not right. And when you think it happens everyday all over this country, it is sickening.
    Take it easy and give them one for me
    fay

    ReplyDelete
  2. You know, Fay, if they had just specified SOMEWHERE in all that legalese mumbo-jumbo WHAT it was that they were denying my my claim upon, I wouldn't have gotten so freaked out.

    And as my sister said today,... and you said it too... just ignore the insurance company and let my pals at Ironwood deal with them. I just need to concentrate on being my normally serene self.

    I'm tired.

    :)

    ReplyDelete

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